Benefits of Family Savings Account

In the household, there should be a joint account, mama’s personal account and dad’s personal account. A joint account is an easy way to finance household needs and installments, for example car payments, mortgage installments, monthly shopping costs, insurance premiums, fees children’s education, etc.

This joint account should still exist, what about your family’s financial management agreement, whether your income is pooled in one account, each depositing a percentage of his income into a joint account, even if only one of you is working.

After that, there is nothing wrong with each of you having your own account containing ‘personal money’, the use of which is not to be questioned (let alone questioned) by your partner. Especially if you don’t work, you don’t want to, Mom, so you feel guilty every time you ask for money from your father or use the money in your family account when you want to ‘have fun’. Either by pampering yourself at the salon, or hanging out with friends or even giving your siblings pocket money.

How the arrangement? First, determine with your partner the amount of ‘personal money’ and put that amount into the accounts of each payday. Also agree on what is included in ‘personal expenses’. So if tomorrow you know that dad bought expensive (in your opinion) futsal shoes or replaced the latest gadgets, you don’t need to be upset. After all, papa also shouldn’t complain if you buy another bag or eat with friends at a restaurant which (according to papa) is quite expensive.

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